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Share Savings & ClubsShare (savings) and club accounts are ideal for building your personal savings or saving for special occasions.
Deposits
Deposit to your accounts in person, through the mail, at our ATMs in Concord and Durham, or by using convenient payroll deductions. Direct Deposit of your total pay, Social Security, or pension check is also an option that will save you time and money.
Withdrawals
Withdraw directly from your accounts in person, through the mail, or with your ATM card at any ATM. You may also request a check by phone using DirectLine, our 24-hour telephone service, or online through e-branch, our online banking service.
Please note: Club accounts are not directly accessible through ATMs.
Share-Secured Loans
If you are 18 or older, you automatically qualify to take a low-interest rate loan using your Share Account as security. This is a terrific way to establish credit.
Your Earnings
Earnings paid to your account are called dividends and are reportable as Interest Income. Dividends are paid monthly based on your average daily balance and are available to you after they are paid.
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