NH Federal Credit Union's certificate rates are still much better than at most other institutions right now. NHFCU has held its rates at 5% APY for longer-term certificates - 36 months or more. If you're concerned about your investments in the stock market and you want a "safe" place to wait out the changes in the market, bring your funds to NHFCU. Now's the time to lock in a great rate - with deposit insurance, too. Check today's rates now.