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Rates

Personal/Debt Consolidation

Credit Building Loans

Rates effective May 1, 2016
Get on the right track to meeting your financial goals whether you are just starting to build credit or if you have stumbled in the past.  Our programs for first-time borrowers and credit building/rebuilding give you the opportunity to build or rebuild your credit and improve your credit score, without costing you exorbitant amounts in rates or fees.   
  Account Type  APR  Comments
Share Variable2.5% over dividend rateAsk a Member Service Representative for details.
  
Credit And Savings Builder0%$45 non-refundable application fee.Calculator 
Certificate2.5% over dividend rateAsk a Member Service Representative for details.  
*Annual Percentage Rate.
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Closed-End Unsecured/Signature Loans

Rates effective May 1, 2016
  Account Type  Type  APR
Debt Consolidation/Personal LoansClosed-end12.9%CalculatorApply Now
*Annual Percentage Rate. Each applicant will be charged a $60.00 non-refundable application fee for unsecured/signature loans. All loans subject to credit requirements. NHFCU may lend to members only.
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Open-end Overdraft Loans (unsecured)

Rates effective May 1, 2016
  Account Type  Type  APR  Monthly Payment
Overdraft/Revolving LoansOpen-end* RevolvingPrime plus 7.25%$4.16/$100.00 (Min $35.00) Apply Now
*Annual Percentage Rate. There is a $99 annual fee for revolving/overdraft loans. Revolving loans and overdraft loans are adjustable-rate loans.  Rates are adjusted quarterly based on the Prime Rate as published in the Wall Street Journal. All loans are subject to credit requirements. NHFCU may lend to members only.   
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