RatesSecured & Unsecured LoansPledge LoansRates effective January 1, 2011| Account Type | APR | Comments | | | | Share Variable | 2.5% over dividend rate | Ask a Member Service Representative for details.
| | | | | Certificate | 2.5% over dividend rate | Ask a Member Service Representative for details. | | | *Annual Percentage Rate.
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Closed-End Unsecured/Signature LoansRates effective June 1, 2013| Account Type | Type | APR | | | | Unsecured Loan | Closed-end | as low as 12.9% | |  | *Annual Percentage Rate. Each applicant will be charged a $60.00 non-refundable application fee for unsecured/signature loans. All loans subject to credit requirements. NHFCU may lend to members only.
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Open-end Unsecured/Signature LoansRates effective June 1, 2013| Account Type | Type | APR | Monthly Payment | | | | Revolving | Open-end* Revolving | Prime plus 7.25% | $4.16/$100.00 (Min $35.00) |  | | | | Overdraft | Open-end* Overdraft | Prime plus 7.25% | $4.16/$100.00 (Min $35.00) | | | *Annual Percentage Rate. There is a $99 annual fee for revolving/overdraft loans. Revolving loans and overdraft loans are adjustable-rate loans. Rates are adjusted quarterly based on the Prime Rate as published in the Wall Street Journal. All loans are subject to credit requirements. NHFCU may lend to members only.
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