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Personal/Debt Consolidation

Credit Building Loans

Rates effective December 26, 2013
Secure loans with funds on deposit while you retain or build savings.
  Account Type  APR  Comments
Share Variable2.5% over dividend rateAsk a Member Service Representative for details.
Credit And Savings Builder0%$45 non-refundable application fee.Calculator 
Certificate2.5% over dividend rateAsk a Member Service Representative for details.  
*Annual Percentage Rate.

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Warranty Promotion Loan

Rates effective May 7, 2014
Route 66 Extended Warranty is the most comprehensive extended warranty coverage for all makes and models of automobiles at a low cost. We can now help you achieve peace of mind on any future mechanical problem. 
  Account Type  Term  APR  Maximum Loan Amount  Comments
Warranty Promotion LoanUp to 48 Months9.9%$3,000
This new promotional loan can be used to purchase a warranty from NHFCU for any vehicle that is financed through NHFCU, has a lien with another lender, or has no lien at all!
One-time fee of $45.00. Fee will be waived if loan is in combination with a new auto purchase or refinance with NHFCU. (Fee waiver does not include any auto currently financed with NHFCU) 


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Closed-End Unsecured/Signature Loans

Rates effective October 1, 2013
  Account Type  Type  APR
Debt Consolidation/Personal LoansClosed-endas low as 12.9%CalculatorApply Now
*Annual Percentage Rate. Each applicant will be charged a $60.00 non-refundable application fee for unsecured/signature loans. All loans subject to credit requirements. NHFCU may lend to members only.
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Open-end Overdraft Loans (unsecured)

Rates effective June 1, 2013
  Account Type  Type  APR  Monthly Payment
Overdraft/Revolving LoansOpen-end* RevolvingPrime plus 7.25%$4.16/$100.00 (Min $35.00) Apply Now
*Annual Percentage Rate. There is a $99 annual fee for revolving/overdraft loans. Revolving loans and overdraft loans are adjustable-rate loans.  Rates are adjusted quarterly based on the Prime Rate as published in the Wall Street Journal. All loans are subject to credit requirements. NHFCU may lend to members only.   
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VISA® 25 Day Fixed Grace*

Rates effective January 1, 2013
*Annual Percentage Rate.  NH Federal Credit Union may lend to members only.  All loans are subject to credit requirements.  Rates and terms are subject to change without notice. 

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70 Airport Road
Concord NH 03301
(603) 224-7731
(800) 639-4039
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7K Mill Road
Durham, NH 03824
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47 N. Main Street
Concord, NH 03301
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