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RatesHome Loans/MortgagesYour home is your most important investment. Invest in a home loan from a lender you know and trust. The rates listed below were effective on the date listed and are subject to change daily. They represent a small sample of the programs available through NH Federal Credit Union. For a more complete daily listing, click here or contact us directly at 224-7731, ext. 159.
Purchases & RefinancesRates effective May 8, 2008| Account Type | Rate | APR | Monthly Payment | Total Finance Charge | Total Payments | | | | 10 Year Fixed | 5.750% | 5.844% | $1097.70 per $100k | $31,722.73 | $131,722.73 |  |  | | | 15 Year Fixed | 5.750% | 5.817% | $830.41 per $100k | $49,473.79 | $149,473.79 | | | | | 30 Year Fixed | 6.250% | 6.291% | $615.72 per $100K | $121,656.16 | $221,656.16 | | | * Annual Percentage Rate is based on $100,000 and includes: Processing Fee $350.00 - Flood Certification $14.00 - Underwriting Fee $110.00. Other costs are based on specific loan requirements (call us for details) and will be charged at closing, minus the $475.00 application deposit. Members purchasing or refinancing can finance up to 97% of the appraised value or the purchase price, whichever is less - this does not apply to financing for mobile homes. Lower rates are available by purchasing points. 20 and 25 year terms and adjustable rate loans are also available. Rates listed are the best available rates. Fees may be higher based on the member's credit score. These rates are subject to final review by the Credit Union.
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