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Rates

VisaŽ Credit Cards

We offer a stable, fixed rate.  So, there are no surprises with a NH Federal Credit Union VisaŽ Credit Card, just the best local, personal service you have come to expect from YOUR credit union.

Rates effective January 1, 2013
Receive discounts and rewards by shopping with your VISA card. Click here to find out more!

IMPORTANT CREDIT CARD DISCLOSURES                               

The following disclosure represents important details concerning your credit card. The information about costs of the card are accurate as of January 1, 2013. You can contact us toll free at (800) 639-4039 to inquire if any changes occurred since the effective date.

INTEREST RATES and INTEREST CHARGES                               
Annual Percentage Rate (APR) for Purchases and Cash Advances  12.90%
How to Avoid Paying Interest on Purchases Your due date is at least 21 days after we mail your billing statement. We will not charge you interest on purchases if you pay your entire new purchase balance by the due date each month.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore

FEES:                                                                                             
Fees to Open or Maintain Your Account:
  • Annual Fee
  • Application Fee


  None

  None
Transfer Fees:
  • Balance Transfer
  • Cash Advance
  • Foreign Transaction


  None

  None

1% of each transaction in U.S. dollars if the transaction  involves a currency conversion; 0.8% of each transaction in U.S. dollars if the transaction does not involve a currency conversion
Penalty Fees:
  • Late Payment
  • Over-the-Credit Limit
  • Returned Payment
  • ATM Decline


Up to $25.00 if your payment is more than 21 days late
 
None

Up to $25.00 if your payment is returned for any reason

Up to $5.00 if your ATM transaction is declined for any reason

*Annual Percentage Rate. NHFCU may lend to members only. All loan are subject to credit requirements. Contact us for membership eligibility.

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*Annual Percentage Rate Site Map   |   Privacy Policy   |   Fraud & Security   |   Disclosures   |   Contact Us
70 Airport Road
Concord NH 03301
(603) 224-7731
(800) 639-4039
contact by email
7K Mill Road
Durham, NH 03824
(603)868-2085
(800)639-5402
contact by email
47 N. Main Street
Concord, NH 03301
contact by email

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