VisaŽ Credit CardsWe offer a stable, fixed rate. So, there are no surprises with a NH Federal Credit Union VisaŽ Credit Card, just the best local, personal service you have come to expect from YOUR credit union.
Rates effective March 1, 2015
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IMPORTANT CREDIT CARD DISCLOSURES
The following disclosure represents important details concerning your credit card. The information about costs of the card are accurate as of February 28, 2015. You can contact us toll free at (800) 639-4039 to inquire if any changes occurred since the effective date.
INTEREST RATES and INTEREST CHARGES
*Annual Percentage Rate. NHFCU may lend to members only. All loan are subject to credit requirements. Contact us for membership eligibility.
| Annual Percentage Rate (APR) for Purchases, Cash Advances, & Balance Transfers || 12.90% |
| How to Avoid Paying Interest on Purchases || Your due date is at least 21 days after we mail your billing statement. We will not charge you interest on purchases if you pay your entire new purchase balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the date the cash advance or balance transfer is posted to your account. |
| For Credit Card Tips from the Consumer Financial Protection Bureau || To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore |
| Fees to Open or Maintain Your Account: || |
| Transfer Fees: || |
1% of each transaction in U.S. dollars if the transaction involves a currency conversion; 0.8% of each transaction in U.S. dollars if the transaction does not involve a currency conversion
| Penalty Fees: || |
Up to $25.00 if your payment is more than 21 days late
Up to $25.00 if your payment is returned for any reason
Up to $5.00 if your ATM transaction is declined for any reason