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Home Equity Loans

You choose the home equity loan to suit your needs.  If you are looking to consolidate debt, pay off another home equity line-of-credit, or want a one-time advance, then our fixed-rate home equity loan will be right for you.  But, if you want to access your home equity loan for things like home improvement projects and tuition bills, consider our adjustable-rate home equity loan.  NH Federal Credit Union is an Equal Housing Lender.

1st Lien Home Equity (no current mortgage on property)

Rates effective July 31, 2014
  Account Type  Rate  APR  Monthly Payment
3 Year Fixed2.990%4.271%$290.77 Apply Now
5 Year Fixed3.125%3.911%$180.25 Apply Now
7 Year Fixed3.250%3.821%$133.27 Apply Now
10 Year Fixed4.000%4.414%$101.26 Apply Now
See below for disclosures.
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2nd Lien Home Equity (has current mortgage)

Rates effective July 31, 2014
  Account Type  Rate  APR  Monthly Payment
3 Year Fixed3.990%5.279%$295.20 Apply Now
5 Year Fixed4.125%4.918%$188.34 Apply Now
7 Year Fixed4.250%4.829%$137.85 Apply Now
10 Year Fixed5.000%5.422%$106.08 Apply Now
See below for disclosures.

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Home Equity Line of Credit

Rates effective July 31, 2014
  Account Type  Rate  Monthly Payment
Adjustable Rate HELOC**Prime Rate + 0%Interest or minimum of $25 balloon payment after 10 years Apply Now

*Annual Percentage Rate. NHFCU may lend to members only. Rates and terms are subject to change without notice. All loans are subject to credit requirements. Minimum loan amount of $10,000. Closing costs incurred and may vary based on lien position.

**HELOC rate adjusts on the first day of the month based on Prime Rate plus 0 as published in the Wall Street Journal. Floor rate of 8.00% with a maximum rate of 18%.   
NH Federal Credit Union is an Equal Housing Lender.
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*Annual Percentage Rate Site Map   |   Privacy Policy   |   Fraud & Security   |   Disclosures   |   Contact Us
70 Airport Road
Concord NH 03301
(603) 224-7731
(800) 639-4039
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7K Mill Road
Durham, NH 03824
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47 N. Main Street
Concord, NH 03301
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