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RatesHome Equity LoansYou choose the home equity loan to suit your needs. If you are looking to consolidate debt, pay off another home equity line-of-credit, or want a one-time advance, then our fixed-rate home equity loan will be right for you. But, if you want to access your home equity loan for things like home improvement projects and tuition bills, consider our adjustable-rate home equity loan.
Rates effective May 8, 2008| Account Type | Type | APR | Minimum Balance | Monthly Payment | Total Finance Charge | Total Payments | | | | 3 Year Fixed | Fixed Rate | 5.75% | $10,000.00 | $30.32 per $1,000 | $90.93 | $1,090.93 |  |  | | | 5 Year Fixed | Fixed Rate | 6.00% | $10,000.00 | $19.34 per $1,000 | $159.46 | $1,159.46 | | | | | 7 Year Fixed | Fixed Rate | 6.50% | $10,000.00 | $14.86 per $1,000 | $247.47 | $1,247.47 | | | | | 10 Year Fixed | Fixed Rate | 7.25% | $10,000.00 | $11.75 per $1,000 | $408.19 | $1,408.19 | | | | | 10 Year Fixed | Fixed Rate | 6.75% | $25,001 | $11.49 per $1,000 | $376.97 | $1,376.97 | | | | | 10 Year Line-of-Credit | 8.00%* | $10,000.00 | Minimum $25 or interest due | Adjustable Line-of-Credit | Adjustable Line-of-Credit |
| | | *Prime Rate as published in the Wall Street Journal. Adjustable monthly. 8% minimum APR. Closing costs will be incurred and may vary based on lien position. Homeowners' insurance is required. NH Federal Credit Union may lend to members only.
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