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Rates

Home Equity Loans

You choose the home equity loan to suit your needs.  If you are looking to consolidate debt, pay off another home equity line-of-credit, or want a one-time advance, then our fixed-rate home equity loan will be right for you.  But, if you want to access your home equity loan for things like home improvement projects and tuition bills, consider our adjustable-rate home equity loan. 
Rates effective May 8, 2008
  Account Type  Type  APR  Minimum Balance  Monthly Payment  Total Finance Charge  Total Payments
3 Year FixedFixed Rate5.75%$10,000.00$30.32 per $1,000$90.93$1,090.93CalculatorApply Now
5 Year FixedFixed Rate6.00%$10,000.00$19.34 per $1,000$159.46$1,159.46CalculatorApply Now
7 Year FixedFixed Rate6.50%$10,000.00$14.86 per $1,000$247.47$1,247.47CalculatorApply Now
10 Year FixedFixed Rate7.25%$10,000.00$11.75 per $1,000$408.19$1,408.19CalculatorApply Now
10 Year FixedFixed Rate6.75%$25,001$11.49 per $1,000$376.97$1,376.97CalculatorApply Now
10 Year Line-of-Credit8.00%*$10,000.00Minimum $25 or interest dueAdjustable Line-of-CreditAdjustable Line-of-Credit
CalculatorApply Now
*Prime Rate as published in the Wall Street Journal.  Adjustable monthly. 8% minimum APR.  Closing costs will be incurred and may vary based on lien position.  Homeowners' insurance is required.  NH Federal Credit Union may lend to members only. 
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