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RatesAuto LoansYou're Driving. You'll drive a better deal with NHFCU by your side. We finance new and used cars, trucks, and SUVs with some of the best rates around and no gimmicks. If you already have an auto loan through another lender, but our rate looks better, save money by refinancing with us.
New AutosRates effective April 30, 2008
(Current model year < 5,000 miles) *
| Type | APR | Maximum Term | Maximum Loan Amount | Monthly Payment | Total Finance Charge | Total Payments | | | | 2008 / Newer | 3.99% | up to 60 months | up to 80% MSRP | $18.41 per $1,000 | $104.70 | $1,104.70 |  |  | | | 2008 / Newer | 7.50% | up to 72 months | up to 80% MSRP | $17.29 per $1,000 | $244.88 | $1,244.88 | | | * The age, mileage, and condition of a vehicle will affect the terms of the loan. These rates are not available for vehicles already financed through NH Federal Credit Union. NH Federal Credit Union may lend to members only. All loans are subject to credit requirements. Rates and terms are subject to change without notice. MSRP = Manufacturer's Suggested Retail Price OR window sticker. In most cases, this figure does not reflect the actual purchase price of the vehicle.
** To finance a new vehicle for 61-72 months, the residual value at 36 months must be 45% or higher according to the American Leasing Guide.
*** Monthly payments per thousand are based on the maximum allowable term.
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Used AutosRates effective April 30, 2008
2001 - 2008 > 5,000 miles
| Type | Rate | Maximum Term | Maximum Loan Amount | Monthly Payment | Total Finance Charge | Total Payments | | | | 2007 / Newer | 3.99% | up to 60 months | 100% NADA Trade or invoice less $3,000 | $18.41 per $1,000 | $104.70 | $1104.70 | | | | | 2006 / 2005 | 5.99% | up to 48 months | 100% NADA Trade | $23.49 per $1,000 | $127.07 | $1127.01 | Maximum miles: 80k
| | | | | 2004 / 2003 / 2002 | 6.99% | up to 36 months | 100% NADA Trade | $30.88 per $1,000 | $111.38 | $1,111.38 | | | | | 2001 | 8.99% | up to 24 months | 100% NADA Trade | $45.70 per $1,000 | $96.80 | $1,096.80 | | | The age, mileage, and condition of a vehicle will affect the terms of the loan. These rates are not available for vehicles already financed through NH Federal Credit Union. NH Federal Credit Union may lend to members only. All loans are subject to credit requirements. Rates and terms are subject to change without notice. MSRP = Manufacturer's Suggested Retail Price OR window sticker. In most cases, this figure does not reflect the actual purchase price of the vehicle.
Monthly payments per thousand are based on the maximum allowable term.
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Motorcycles, Snowmobiles, Jet Skis, Campers & Motor HomesRates effective January 1, 2008
New & Used (Current model through 2001)*
| APR | Maximum Term | Maximum Loan Amount | Monthly Payment | Total Finance Charge | Total Payments | | | | 9.25% | up to 108 months | 75% NADA Retail | $13.68 per $1,000 | $447.44 | $1,447.44 |
| | | * The age, mileage, and condition of a vehicle will affect the terms of the loan. These rates are not available for vehicles already financed through NH Federal Credit Union. NH Federal Credit Union may lend to members only. All loans are subject to credit requirements. Rates and terms are subject to change without notice. MSRP = Manufacturer's Suggested Retail Price OR window sticker. In most cases, this figure does not reflect the actual purchase price of the vehicle.
*** Monthly payments per thousand are based on the maximum allowable term.
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