Rates

Secured & Unsecured Loans

Pledge Loans

Account Type	APR	Comments
Share Variable	2.5% over dividend rate	Ask a Member Service Representative for details.
Certificate	2.5% over dividend rate	Ask a Member Service Representative for details.
*Annual Percentage Rate.  Return to top

Unsecured/Signature Loans

Account Type	Type	APR	Maximum Term	Loan Amount	Monthly Payment
12 months	Closed-end	12.9%	up to 12 months	$1,000.00	$89.27 per $1,000
24 months	Closed-end	12.9%	up to 24 months	$1,000.01 - $2,500.00	$47.49 per $1,000
36 months	Closed-end	12.9%	up to 36 months	$2,500.01 - $5,000.00	$33.65 per $1,000
Revolving	Open-end* Revolving	Prime plus 7.25%		$250.00 - $3,500.00	$4.16/$100.00 (Min $35.00)
Overdraft	Open-end* Overdraft	Prime plus 7.25%		$500	$4.16/$100.00 (Min $35.00)
*Annual Percentage Rate. Each applicant will be charged a $25.00 non-refundable application fee for unsecured/signature loans.  Revolving loans and overdraft loans are adjustable-rate loans.  Rates are adjusted quarterly based on the Prime Rate as published in the Wall Street Journal.       Return to top