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Rates
Home Equity LoansChoose the home equity loan that works for you: - Special Available June 17, 2022: 3.99% APR fixed for 12 months. Get details here.
- Home Equity Line of Credit - Establish a credit line you can access any time for any purpose based on the equity you have in your home. No application fees, no early termination fees, and no out of pocket costs to establish!
- Home Equity Fixed Rate & Term - Borrow a lump sum of money based on the equity you have in your home, and repay in a specified time frame. This type of home equity loan is great when you know exactly how much you need to borrow - and you can choose the time frame for repayment.
Fixed Home EquityRates effective June 17, 2022| Account Type | Rate | APR | Maximum Term | Minimum Balance | Monthly Payment | Total Finance Charge | Total Payments | | | | Fixed Rate As Low As 4.75%*** | 4.750% | 5.273% | 120 months | $10,000 | $104.87 | $2,584.09 | $12,584.09 |  | | *Annual Percentage Rate.
HELOCs available for 1-4 family owner-occupied, primary residences. Closing costs may apply.
***Fixed Rate Home Equity Loans. Annual Percentage Rate (APR) includes charges to process your loan. Other rates and terms may be available. Minimum amount is $10,000. Maximum loan amount is based on 80% CLTV (combined loan-to-value).
All rates and terms are subject to change without notice. All loans are subject to credit requirements and NHFCU may lend to members only. Property insurance is required. Flood insurance is required if the property is in a flood zone.
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