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Rates
Personal LoansOpen-end Overdraft Loans (unsecured)Rates effective July 1, 2022| Account Type | Type | APR | Maximum Loan Amount | Minimum Payment | Comments | | | | Overdraft/Revolving Loans | Open-end Revolving | Prime plus 7.25%* | $3500 | $35 | Adjusts quarterly based on Prime Rate as published in the Wall Street Journal.
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Consolidation/Personal LoansRates effective July 1, 2022| Account Type | Type | APR | | | | Debt Consolidation/Personal Loans | Closed-end | 12.9%* | | |
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Credit Building LoansRates effective July 1, 2022
Get on the right track to meeting your financial goals whether you are just starting to build credit or if you have stumbled in the past. Our programs for first-time borrowers and credit building/rebuilding give you the opportunity to build or rebuild your credit and improve your credit score, without costing you exorbitant amounts in rates or fees. | Account Type | APR | Maximum Term | Comments | | | | Share Variable | 2.5% over dividend rate* | 60 mos* | Ask a Member Service Representative for details.
*Not to exceed certificate maturity date.
| | | | | Credit And Savings Builder | 2.50% | 24 mos | $3,000 | | | | | Certificate | 2.5% over dividend rate* | Ask a Member Service Representative for details.
| | | *Annual Percentage Rate. NHFCU may lend to members only and all loans are subject to credit requirements. Rates and terms subject to change without notice. Open-end/Overdraft Loans: Monthly adjustable rate based on the Prime Rate in the Wall Street Journal as published on the first of each month.
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VISAŽ 25 Day Fixed Grace*Rates effective January 1, 2013| Account Type | APR | Maximum Loan Amount | Minimum Payment | Total Finance Charge | Total Payments | | | | VISA Credit Card | 12.9%* | $20,000 | 2% of outstanding balance or $10 per $1,000 | Revolving Account | Revolving Account | | |
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